Monitor Transactions With Confidence
In a Better Regulated Financial Environment
In AML compliance, early detection is everything. Transaction Monitoring is not just a regulatory checkbox—it’s a live, ongoing process that helps your business identify red flags, prevent financial crimes, and build trust with regulators and stakeholders.
At CA Lekshmi & Associates, we provide custom guidance to help you build or refine your transaction monitoring framework. Whether you’re a real estate firm, fintech, NBFC, or jewelry brand, we define your red flags, trigger points, internal escalation paths, and reporting procedures. No jargon—just a practical system that works for your team.
Track better, escalate smarter, and report on time—with zero guesswork.
Transaction Monitoring Services We Offer
Red Flag Indicators Mapping – Identify high-risk behavior for your customer segments and transactions
Trigger Point Framework Design – Build custom rules for alerts based on volume, frequency, and transaction patterns
Internal Escalation Systems – Step-wise workflows from analyst to compliance officer with reporting timelines
Integration Support – Guidance on using spreadsheets, internal CRMs, or AML software to flag and record events
STR (Suspicious Transaction Report) Filing Assistance – Help with drafting, validation, and FIU-IND portal submission
Includes monitoring templates, escalation SOPs, and staff orientation decks.
We Help You Catch What Others Miss
Businesses equipped with custom monitoring setups
Core transaction typologies monitored in every setup
Tailored to your business risk profile
Risk Mapping & Exposure Review
Understand transaction types, sources, and risk classifications.Workflow & Flagging System Design
Define thresholds and red-flag indicators across departments.Compliance Record Integration
Map alerts to reporting frameworks like STR and CTR.Internal Training Support
Equip teams to spot anomalies and escalate appropriately.Reporting & Review Assistance
Support in preparing for audits and FIU-IND obligations.
Driving Financial Solutions for the Automotive Industry
Real Estate Firms
Flag abnormal payment splits, back-to-back bookings, and third-party payers.
Jewelry Retailers
Catch structured cash purchases and unusual bill splitting across customers.
FinTechs & NBFCs
Monitor burst transactions, layered fund flows, and sanctioned entity matches.
E-commerce & Retail
Watch for abnormal order volumes, refund cycles, and split payment trends.
Transaction Monitoring Guidance FAQs
Common questions about income tax, compliance, and litigation support in India.
What is a transaction monitoring system?
It’s a framework used to flag potentially suspicious transactions within your business, based on patterns, thresholds, and risk indicators.
Are we required to file STRs for every flagged transaction?
Not all flags require reporting, but they must be evaluated. We help you define thresholds and identify what truly needs escalation.
Can this be managed without expensive AML software?
Yes. For many businesses, a smart spreadsheet, rule matrix, and manual tracking system works efficiently.
Do you offer post-setup support?
Absolutely. We provide SOPs, escalation checklists, and annual review plans for sustained compliance.
