Interactive Planning Approach
With evolving AML regulations, especially under PMLA 2022, businesses today are not just expected to operate ethically but to prove they do. We work closely with financial entities, dealers, consultants, and real estate professionals to build frameworks that keep them compliant, protected, and audit-ready.
FIU-IND Registration
End-to-end support for registering with the Financial Intelligence Unit (FIU-IND) as a Reporting Entity.
AML Policy Formulation
We help draft and implement robust Anti-Money Laundering (AML) policies tailored to your industry and risk profile.
Reporting Entity Advisory
Are you covered under PMLA? We help businesses like jewellers, real estate agents, and financial consultants understand their obligations.
AML Compliance for Businesses
Ongoing advisory for KYC, STRs, and internal control systems to prevent financial crime.
Transaction Monitoring Guidance
Support for setting up internal systems that flag suspicious activities and protect your operations.
Achieving Risk-Free Operations
PMLA non-compliance can lead to heavy penalties, reputation loss, or even ED scrutiny. Our goal is to give your business a clear roadmap to AML compliance, along with the documentation, training, and ongoing support to stay ahead of risk.
How We Help You Reach Your Goals
Compliance Assessment
We identify whether PMLA applies to your business and what actions are needed.
Policy & Process Setup
We help you build a clear AML policy, reporting process, and team responsibilities.
Registration & Reporting
We assist in registering with FIU-IND and guide STR/CTR preparation.
Monitoring & Audit Prep
We offer support for regular reviews, reporting cycles, and ED/FIU readiness.
Comprehensive Solutions Tailored to Your Needs
- Investments
- Finances & Economy
See What Our Clients Are Saying
We meet our clients where they are—whether they’re navigating property transactions, handling departmental notices, or seeking audit-readiness. Our role is to ensure every step is documented, lawful, and aligned with applicable regulations.
Each engagement is designed to deliver clarity in compliance, strength in documentation, and confidence in representation. Our commitment lies in guiding clients through statutory responsibilities with structure and assurance.
With deep domain expertise across taxation, FEMA, and audit compliance, Lekshmi N Iyer & Associates supports clients with hands-on guidance, structured processes, and a proactive approach that simplifies decision-making and mitigates regulatory risks.
PMLA & AML FAQs
Frequently asked questions on anti-money laundering compliance and PMLA regulations in India.
Who is required to comply with PMLA regulations in India?
Entities classified as “Reporting Entities” under the Prevention of Money Laundering Act (PMLA), such as real estate agents, jewellers, banks, NBFCs, and professionals dealing with high-value transactions, are required to comply. This includes registration with FIU-IND, record maintenance, and reporting of suspicious transactions. We help assess your applicability and ensure full compliance.
What is FIU-IND registration and how do I obtain it?
FIU-IND (Financial Intelligence Unit – India) registration is mandatory for reporting entities to submit cash and suspicious transaction reports. We assist you in preparing the required documentation, setting up secure logins, and registering your entity to remain compliant with PMLA norms.
What does an AML policy include?
An AML (Anti-Money Laundering) policy outlines your procedures for client onboarding (KYC), transaction monitoring, internal reporting, and staff training to prevent financial crimes. It also includes risk assessment protocols and escalation steps. We draft tailored AML policies that meet industry-specific guidelines and regulatory expectations.
Can you help with suspicious transaction reporting or audits?
Yes, we provide ongoing support for identifying, documenting, and reporting suspicious transactions to FIU-IND. We also conduct internal AML compliance audits to ensure your reporting, record-keeping, and staff practices are up-to-date and inspection-ready.
