Navigate Reporting Obligations With Confidence
In a Better Regulated Financial Environment
Are you a Reporting Entity under the Prevention of Money Laundering Act (PMLA)? If your business handles high-value transactions—like property, jewelry, or financial services—you’re legally required to register with FIU-IND and maintain internal compliance protocols.
At CA Lekshmi & Associates, we help you determine your applicability, register correctly, understand your AML duties, and establish a system for monitoring and reporting. We simplify legal language and help your team understand exactly what needs to be done, when, and how.
Be compliant before you’re flagged. Get complete clarity from the start.
Reporting Entity Services We Offer
Applicability & Risk Profiling – Review your services, transaction types, and determine PMLA classification
FIU-IND Registration Guidance – Ensure proper documentation, DSC setup, and user account activation
Regulatory Advisory – Understand your duties under PMLA, FIU reporting formats, and transaction types
Internal Reporting Systems Setup – Assign roles, workflows, and reporting timelines for CTR, STR, and NTR
Cross-Industry Guidance – Customized advisory depending on sector-specific obligations (SEBI, RBI, MCA)
Includes audit checklists, escalation protocols, and SOP templates.
We Clarify, You Comply
Entities advised on their reporting duties under PMLA
Regulatory escalations post-implementation
Structured, supportive, and sector-aware
Entity Classification Assessment
Confirm your status and scope as a Reporting Entity under PMLA.FIU-IND Registration Assistance
Ensure accurate, complete, and timely onboarding with the Financial Intelligence Unit.Policy & Process Advisory
Align AML, KYC, and transaction monitoring policies with legal requirements.Reporting Protocol Setup
Assist in Suspicious Transaction Report (STR) procedures and system triggers.Ongoing Review & Compliance Checks
Schedule periodic health checks and updates based on regulation changes.
Ensuring Clarity Across Industries
Real Estate
From registration to STR reporting—we simplify your legal requirements.
Jewelry & Bullion
Setup your internal control system before your first high-value transaction.
NBFCs & FinTechs
Create reporting dashboards and internal escalation triggers.
Professional Firms
Clear guidelines for cross-border advisory and client background screening.
Reporting Entity Advisory FAQs
Common questions about income tax, compliance, and litigation support in India.
How do I know if my business is a reporting entity under PMLA?
We review your services, transaction values, and customer profiles to confirm if you fall under the “Reporting Entity” category.
Is FIU-IND registration mandatory for all real estate or jewelry businesses?
Yes, if the value of transactions crosses certain thresholds or if you’re involved in the facilitation of large financial flows.
Do reporting entities need an AML policy too?
Absolutely. Along with registration, you must maintain an internal AML framework, reporting system, and staff training.
Can you support us after the advisory phase too?
Yes. We offer annual compliance management, periodic report reviews, and assistance with audits or inspections.
