Navigate AML Regulations With Confidence
In a Better Regulated Financial Environment
If your business falls under the Prevention of Money Laundering Act (PMLA), compliance isn’t optional—it’s critical. From maintaining robust KYC and onboarding practices to reporting suspicious transactions, your systems must prove proactive due diligence.
At CA Lekshmi & Associates, we help you build and maintain an AML compliance system that’s not only regulator-ready but practical for your team. Whether you’re in real estate, finance, fintech, or precious metals, we provide industry-specific solutions that cover policy, training, internal controls, and FIU-IND obligations.
📌 Don’t risk your license or reputation—get AML-ready with expert support.
AML Compliance Services We Offer
Gap Assessment & Risk Mapping – Review your current systems, risks, and AML gaps
Policy Drafting & Staff Training – Implement policies with employee role definitions and ongoing workshops
KYC & Onboarding Systems Setup – Digital or manual workflows for identity, source-of-fund, and client risk profiling
Internal Reporting Framework – Escalation steps, transaction red flags, and internal audit checklists
FIU-IND Reporting & Record-Keeping – Set up compliance calendars and reporting formats (STR, CTR, NTR)
🧷 Includes checklists, SOPs, document templates, and ongoing compliance reviews.
We Build Practical, Audit-Proof Compliance Systems
Businesses transitioned to full AML compliance with our support
Regulatory penalties or notices post-implementation
Client Impact
“Our online gold sales skyrocketed, and we knew we’d soon fall under PMLA. CA Lekshmi built our AML systems from scratch—policy, KYC, reporting, everything. We passed our first audit without a single objection.”
— Ravi G., Director, D2C Jewelry Brand
Building Compliance Into Everyday Operations
Real Estate & Property Firms
Set up KYC for buyers, sellers, and brokers. Prepare audit-ready reporting files.
Jewelry Retailers & Wholesalers
Train staff to flag unusual purchases and manage identity verification.
FinTechs & Loan Apps
Automated risk profiling, KYC flows, and transaction flagging dashboards.
Professional Firms
AML workflows integrated into onboarding and case intake.
AML Compliance for Businesses FAQs
Common questions about income tax, compliance, and litigation support in India.
Is AML compliance required for all businesses?
Only specific sectors are mandated under PMLA, but as transaction size and customer risks increase, even unregulated businesses can benefit from proactive systems.
How often do we need to submit reports to FIU-IND?
Reports like STRs (Suspicious Transaction Reports) and CTRs (Cash Transaction Reports) must be filed as per frequency guidelines—monthly, quarterly, or on occurrence.
Can you train our team on AML obligations?
Yes. We provide session-based training, e-handbooks, and SOPs customized for your business roles.
Is this a one-time setup or an ongoing process?
AML compliance is continuous. We offer annual support plans, periodic reviews, and updates to policies when regulations change.
